You can invest £25 per month tax-free with a friendly society, such as Scottish Friendly, for any child you care about. With Scottish Friendly’s Child Bond you can start making regular tax-free investments, for a minimum of 10 years, to build a cash sum for a child's future – perhaps to help pay towards higher education such as University or their first house or car.
The child doesn't pay tax on the growth of the investment (other than tax on dividends from UK shares). And there’s no tax to pay when Child Bond pays out after your chosen term. Please note that tax treatment depends on their individual circumstances and tax law may change in future. If you stop the Child Bond within the first 2 years, the child will get nothing back. After the first 2 years, the payout may be lower than the amount you’ve paid in.
The Child Bond plan belongs to the child and they will receive the payout when the plan matures. You can be sure they’ll appreciate the extra money when they’re older!
Start investing today and you'll enjoy £50 cashback & a £10 My Rewards Card when you have paid a minimum of 2 monthly instalments into the child's bond. Visit Scottish Friendly Child Bond
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