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Did you know that the Government lets you invest £25 per month tax-free with a friendly society such as Scottish Friendly, even if you already have a New ISA? If youíre a UK resident aged between 16 and 55 you can put some money away for a rainy day without paying tax via Scottish Friendlyís Scottish Bond.
This little known break applies to everyone in the UK. With Scottish Bond you donít pay tax on the growth of your money (other than tax on dividends from UK shares). And thereís no tax to pay when your Scottish Bond ends after 10 years. Please note that tax treatment depends on your individual circumstances and tax law may change in future. If you stop your Scottish Bond within the first 2 years, you get nothing back. After the first 2 years, the payout may be lower than the amount youíve paid in. Tax-free means the fund your plan invests in grows free of income and capital gains tax (other than tax on dividends from UK shares).